Stablecoin Payments Infrastructure for Money Movement Apps

One API suite for compliant, instant, traceable payments around the world.
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How Cybrid’s Stablecoin Payment Solutions Work

Cybrid's stablecoin APIs make the value movement makes the value-movement part of international transfers easy, fast, and traceable. 
Here’s how it works.
Integrate Cybrid’s stablecoin payment APIs into your platform
Our APIs handle value transfer and core compliance flows. There are also pre-built API keys for onboarding, fund ramping, and KYC to make implementation even faster.
You build the rest with your branding and unique experience.
Users set up transfers and deposit fiat
Users fund their accounts with fiat (like the US or Canadian dollar). When they initiate an international transfer, the value is automatically transferred with a stablecoin payment processing system, and the value is moved across borders in the background.
Fiat deposits for recipients
Your user’s intended recipients will see fiat currency in their bank account. They’ll never know stablecoins were ever involved.
All stablecoin payments go through automated compliance and screening, including KYC, AML checks, and Travel Rule tracking.

The Key Benefits of Building with Stablecoin Infrastructure
Faster settlement
Payments settle in minutes, making it easy for your users to send money to send money and get receipt confirmation.
Lower cost
Stablecoin-powered flows have total landed cost up to 95% less expensive than traditional wires and bank transfers.
24/7/365 availability
Stablecoin payment infrastructure works all day, every day, making it easier to send value across borders.
Global reach
Move money seamlessly across fiat and stablecoins with multi-rail connectivity with Cybrid’s stablecoin payment API.
Traceability
All transactions are fully traceable end to end, including recipient deposit confirmation.
Business-specific benefits
Book a demo to talk about how stablecoins benefit your business in particular.

Everything You Need To Power Business Payments and Remittance with Stablecoins

Cybrid orchestrates payments across stablecoins and fiat, giving you faster settlement, wider global reach, and lower costs — with compliance built in.

Intelligent Payments Orchestration

Global, automated payments - simplified.

‍Seamlessly move between ACH, Wire, RTP, EFT, Interac, and stablecoin rails like USDC, USDT, CADD and more through one API.
Explore Orchestration

Liquidity, Settlement & Treasury Tools

Access stablecoin liquidity from multiple providers, with pre-funded payouts, cold + hot custody,
and real-time ledgering.
Explore Liquidity, Settlement
& Treasury Tools

Compliance & Identity

Simplify onboarding with integrated KYC, KYB, AML, and transaction monitoring. Includes wallet screening through trusted partners and full North American licensing coverage through licensed bank partners.
Learn About Compliance & Identity

Wallets and Accounts

Offer FBO and named accounts, connect to ACH/EFT in the U.S. and Canada, and enable domestic RTP, wires, and named payments.
Explore Accounts & Wallets

Stablecoin Payment Orchestration APIs Designed for Money Movement

01

Cross-Border Remittance

Enable instant conversion and lower-cost remittance flows powered by stablecoin infrastructure. Unlock licensed rails in all 50 US States through licensed bank partners.
Remittance Solutions
Guide: Stablecoins for Remittances
Learn how stablecoins transform remittances by delivering faster settlement, lower costs, stronger reliability, and scalable growth across corridors.
Read the Guide
02

B2B Payments

Automate supplier payouts, treasury ops, and vendor disbursements with stablecoin + fiat orchestration.
B2B Payment Solutions
03

Banks and Neo Banks

Modernize legacy rails with embedded stablecoin infrastructure and transparent regulatory coverage.
Bank Solutions

Cross-Border Remittance

Enable instant conversion and lower-cost remittance flows powered by stablecoin infrastructure. Unlock licenced rails in all 50 US States.
Remittance Solutions
Read the Guide

B2B Payments

Automate supplier payouts, treasury ops, and vendor disbursements with stablecoin + fiat orchestration.
B2B Payment Solutions

Banks and Neo Banks

Modernize legacy rails with embedded stablecoin infrastructure and transparent regulatory coverage.
Bank Solutions

How Building with Cybrid is Better

Cheaper, faster, and fully traceable business payments
Book a Demo
Traditional wire
Bank payments
Cybrid
Settlement time
2–5 business days
1–3 business days
Minutes
Per-payment fee
$25–60 outbound +
$10–30 intermediary
$20–50 + hidden FX spread
Transparent flat fee + mid-market FX
FX spread
1–3% baked into bank rate
1.5–3% baked in
0.15%–0.25% margin, fully disclosed
Operates outside banking hours
No
No
Yes — 24/7
Payment status visibility
Limited; "in flight"
Limited
Real-time tracking, end-to-end
Supports stablecoin treasury funding
No
No
Yes (USDC and USDT)
Recipient experience
Bank deposit
Bank deposit
Bank deposit - identical to a wire
Built-in compliance (KYC/KYB, AML, sanctions)
Through your bank
Through your bank
Built in - every payment screened

Stablecoin Payment Infrastructure for Neobanks, Fintechs and B2B Platforms

Cybrid gives fintechs one API suite for compliance-enabled, trackable money movement. Your customers pay and get paid in ordinary currency, and the on-chain stablecoin step happens in between, out of sight.

What a Gateway Does With Digital Dollars

A gateway connects a business to the systems that accept and settle money. In an on-chain flow, dollars are being converted into digital asset such as USDC, travel over a supported blockchain and turn back into local currency at the other end. Speed and cost depend on the networks, liquidity and bank rails involved, which is why stablecoin payment solutions differ so much from one provider to the next.

From Fiat In to Local Currency Out

A customer pays by ACH or wire. We convert the money, move it to the destination and convert it back, so people or organizations send money across borders without ever touching a wallet. KYC, KYB and AML checks run automatically before funds move, and every transfer has one status trail. That's stablecoin payment processing for apps that pay people abroad. Rails live today: ACH, wires, RTP, FedNow, EFT and Interac e-Transfer.

Built for Developers

Our stablecoin payment API uses a standard REST interface, a sandbox that mirrors production, webhooks for status changes and sample code on GitHub. Teams can test customer creation, accounts, quotes and transfers before going live. Programmable wallets, USD and CAD processing and our exchange and liquidity capabilities sit in the same set of stablecoin payment integration APIs, so there's no separate contract for each step. Under the hood, the cryptocurrency exchange API handles quotes and conversions, with rates that depend on the asset and corridor. For teams comparing stablecoin payment platforms, API integration effort often determines the shortlist. A unified API can reduce that effort.

What Changes for Your Business

Potential benefits of stablecoin payments include:

•  Faster settlement: potentially faster settlement than some traditional cross-border payment methods.

•  Lower fees: fewer intermediaries means fewer charges along the way.

•  Always on: transfers run 24/7, with no banking-hours cut-off.

•  Less FX exposure: money spends less time sitting in currencies that move.

•  Global reach: pay recipients in markets where you have no local banking partner.

Read more

What Our Customers Say

"We needed a cost-effective partner to launch our stablecoin-powered payments solution on WhatsApp, and Cybrid exceeded our expectations. Their platform offered all the essential features while helping us conserve capital as we scaled. The team was incredibly supportive and adaptable, giving us full confidence in the long-term potential of our partnership. Thanks to Cybrid, we can now accept payments in the US cost-effectively, giving us a significant competitive advantage in the market."
Rahul Chaudhary
Founder & CEO, Unplex
"The exceptional support from the Cybrid team has made the entire journey seamless and efficient. They truly understand our business, providing access to more payment rails and helping us achieve a projected 15% month-over-month growth in fund disbursement volumes via RTP. This has significantly reduced friction in our processes and improved the overall experience for our customers."
Ben Meeder
Cofounder & CTO, Coinflow Labs
“Cybrid enabled us to reduce transaction processing time by 50%, improve operational efficiency by 40%, and achieve 3x growth within six months. Their seamless integration with our systems, robust compliance automation for KYC, KYB, and AML checks, and top-tier support allowed us to launch in production within twenty-two days.”
Nagarjuna Malempati
Founder & CEO, Remit2any
Frequently asked questions

Start powering your payments with stablecoins today

Talk to our team — or dive into the docs and start building today.
Let’s Talk
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