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Embedded Finance

Examples & Use Cases

Explore some of the top embedded finance use cases

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Buy, Hold, Sell & Send

Fiat <> Crypto trade, including popular cryptocurrencies & the USDC stablecoin.

Wallet infrastructure provides deposit and withdrawal, with warm and cold custody optionality.

USDC Payments

USD Coin, and others, are poised to disrupt the multi-billion dollar remittance industry.

Send and receive embedded payments in stablecoins for reduced costs and faster settlement.

bitcoin payments

Bitcoin Payments

Embrace the future of seamless Bitcoin payments with Cybrid.

Explore the disruptive multi-billion dollar remittance industry with reduced costs and faster settlement times.

Are you searching for the best Embedded Finance Providers for Infrastructure as a Service (IaaS)?

The Cybrid platform offers a one stop shop; top choice as an Embedded Finance platform!

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3-Step Guide To Unlocking Embedded Finance

Learn how to seamlessly integrate embedded financial products and services into your platform, enhancing user experience and boosting revenue.

Discover the secrets to mastering the embedded finance market and transform your business today!

Thinking Embedded Finance?

Here are some of the top use cases:

Integrated Digital Wallets

Embedding financial services into mobile apps, providing users with easy access to features such as account management, P2P payments, and bill payments.

Integrated E-Commerce Checkout

Integrating payment processing and lending options directly into online shopping experiences, streamlining the checkout process.

Integrated Payment Solutions

The embedded finance landscape has been revolutionized by integrated payment solutions, enabling users to complete transactions effortlessly within the same app. Notable payment-as-a-service providers such as Plaid [Plaid is integrated directly into the Cybrid platform] and Stripe have empowered businesses to incorporate embedded payment options, significantly enhancing user experience. As a result, McKinsey, Bain, and other organizations like FundThrough continue to signal and report on a significant shift towards more seamless transactions through embedded finance implementation.

Cross-border Remittances

Integrating remittance services into messaging apps or social media platforms, allowing users to send and receive money internationally with ease.

Loyalty and Rewards Programs

Integrating loyalty and rewards programs within existing apps, providing users with personalized offers and incentives based on their spending behavior.

Invoicing and Billing

Embedding invoicing and billing solutions into platforms like freelancing sites, project management tools, or CRM systems, simplifying the process for businesses and freelancers.

Integrated Insurance Solutions

Note: Not currently supported by the Cybrid platform.

The embedded finance space has also seen the emergence of integrated insurance solutions, streamlining the purchase of insurance policies. Much like Integrated Payment Solutions, McKinsey is following and reporting on the growing trend of Embedded Insurance, along with OpenText. A noteworthy player in this space is Walnut Insurance, which shares a common investor, Harvest Venture Partners, with Cybrid. By offering insurance solutions directly through manufacturers or service providers, users can now access insurance without having to contact separate providers or re-enter personal and product details, making the entire process more convenient and efficient.

Integrated Credit Options

Note: Not currently supported by the Cybrid platform.

Embedded finance has also gained traction in the form of integrated credit options, with Buy Now Pay Later (BNPL) being a prime example. Apple Pay Later, a BNPL feature integrated directly into Apple Wallet, allows users to effortlessly view, track, and manage all of their loans in one place. Users can conveniently monitor the total amount due for existing loans and upcoming payments, while also receiving notifications before a payment is due. By only accepting debit cards from the Wallet as loan repayment methods, Apple Pay Later aims to prevent users from taking on more debt to pay back loans. This innovative approach, combined with other BNPL services, is making financing more accessible to users and businesses alike.