The FinTech Academy

Learn about Fintech concepts like Embedded Finance, blockchain and cryptocurrency. We will dive into fundamentals, acronyms, trends and use cases to better understand the next generation of finance products. No tests are required.


Become a subscriber to our blog & receive the latest material!

Fintech Crash Course

We've put together a Fintech glossary of the most common terms to help gain a working knowledge of the subject.
Once you've got the knowledge and you're ready to build, our team & B2B embedded infrastructure platform sandbox is available! 

What is Embedded Finance?

Learn about the Fintech trend that is changing the way customers interact with businesses.

The Future of KYC Compliance

Discover the newest fintech KYC solutions aimed at enhancing your compliance processes

Embedded Finance Trends

Global digital payments are gaining popularity. Learn how Embedded Finance is involved.

Embedded Finance vs BaaS

Learn about Banking as a Service (BaaS) and its relation to Embedded Finance.


Should be on your roadmap


Bear markets are the time to build


Driving the new DeFi economy


Crypto Crash Course

We've put together a crypto glossary of the most common terms to help gain a working knowledge of the subject.
Quickly go from zero hash knowledge to understanding the underlying concepts; so you understand the importance of adopting this technology!

What is a blockchain?

Learn about the core technology powering cryptocurrency.

What are blockchain layers?

To provide increased functionality, layering is often implemented.

What is a crypto wallet?

Integrated wallets will be pivotal to the new digital future & next-gen products.

What is a crypto transaction?

Verified transactions can change the data of a blockchain in many ways.

What is tokenization?

Tokens are a versatile way to digitally represent all sorts of things.

What are soul bound tokens?

A specific type of token, which cannot be moved once minted to a wallet address.

What is a crypto exchange?

Exchanges can come in two varieties: Centralized and Decentralized.

What are stablecoins & CBDCs?

A Learn about the tokens being utilized by DeFi and exchanges.

Financial Term FAQs

What is Embedded Finance?

Embedded finance is a term used to describe the integration of financial services into products or services, sometimes even non-financial products. In the case of embedded finance, the financial services are "embedded" within another application, making them easily accessible and convenient for the customer.

Overall, embedded finance represents a shift towards a more integrated and seamless approach to providing financial services, and is likely to become increasingly common as technology continues to advance.

Read more at our blog post on Embedded Finance here.

What is FinTech Infrastructure-as-a-Service?

Fintech infrastructure-as-a-service (IaaS) refers to the use of cloud-based technology to provide financial institutions with the infrastructure they need to deliver financial services.

Fintech IaaS providers are often used as an alternative to building and maintaining in-house infrastructure, which can be expensive and time-consuming. By using cloud-based IaaS, financial institutions can quickly and easily access the technology resources they need, without having to invest in building and maintaining their own infrastructure, like a backend as a service. This can help them to reduce costs, increase efficiency, and focus on their core competencies.

What is Open Banking?

Open Banking enables the sharing of data and the use of APIs (Application Programming Interfaces) to allow third-party developers to build new financial products and services on top of existing banking infrastructure, with portability of banking data.

This means that consumers and businesses can access a wide range of financial services through a variety of different applications and platforms. For example, a customer might be able to view their bank account information and make payments through a personal finance management app, or a small business might be able to apply for a loan through an online marketplace.

What is Banking as a Service?

Banking as a service (BaaS) involves providing financial institutions with the backend infrastructure and capabilities they need to offer financial services to their customers. This can include access to payment processing, account management, and other core banking functions such as card issuance.

Read more at our blog post on BaaS here.

With Cybrid, avoid back-end complexity.
Let's discuss your product roadmap!